The full terms and conditions for the travel insurance policy are available through the links below. You may download and print for your reference and record.

Cancellation or curtailment US $2,500 10% of ticket cost
Provides cover if you cancel / cut your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
Emergency and medical associated expenses US$ 100,000 US$ 50
- Transport and accomodation US$ 150/day Max US$ 750 Nil
- Repatriation of Remains & Funeral Cost US$ 7,500 Nil
- Funeral cost US$ 7,000 Nil
- Dental US$ 200/tooth Max. US$1000 Nil
- Hospital Cash US$25/day Max.$250 Nil
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
Delayed personal possessions US$ 150 (after 6 hours) 6 hours
Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 6 hours from when you arrived at your destination.
Personal possessions US$ 1,500 US$ 50
- Valuables including laptop US$ 750  
- Single item, pair or set limit US$ 300  
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
Personal accident    
- Death US$ 25,000 Nil
- Permanent loss of sight or limb US$ 20,000 Nil
- Permanent total disablement US$ 25,000 Nil
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
Missed departure US$ 300 Nil
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
Delayed departure US$ 300 (after 6 hours) 6 hours
Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
Loss of Travel Document US$ 300 US$30
Provides cover if your passport or visas are lost, stolen or destroyed on your journey.

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