Insurance & Benefits
The full terms and conditions for the travel insurance policy are available through the links below. You may download and print for your reference and record.
| STANDARD COVER | LIMIT (UP TO) | EXCESS |
|---|---|---|
| Cancellation or curtailment | US $2,500 | 10% of ticket cost |
| Provides cover if you cancel / cut your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document. | ||
| Emergency and medical associated expenses | US$ 100,000 | US$ 50 |
| - Transport and accomodation | US$ 150/day Max US$ 750 | Nil |
| - Repatriation of Remains & Funeral Cost | US$ 7,500 | Nil |
| - Funeral cost | US$ 7,000 | Nil |
| - Dental | US$ 200/tooth Max. US$1000 | Nil |
| - Hospital Cash | US$25/day Max.$250 | Nil |
| Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident. | ||
| Delayed personal possessions | US$ 150 (after 6 hours) | 6 hours |
| Provides cover if your personal possessions (this does not include valuables) are temporarily lost or stolen on your outward journey for more than 6 hours from when you arrived at your destination. | ||
| Personal possessions | US$ 1,500 | US$ 50 |
| - Valuables including laptop | US$ 750 | |
| - Single item, pair or set limit | US$ 300 | |
| Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey. | ||
| Personal accident | ||
| - Death | US$ 25,000 | Nil |
| - Permanent loss of sight or limb | US$ 20,000 | Nil |
| - Permanent total disablement | US$ 25,000 | Nil |
| Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible. | ||
| Missed departure | US$ 300 | Nil |
| Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down. | ||
| Delayed departure | US$ 300 (after 6 hours) | 6 hours |
| Cover if your departure is delayed by more than 6 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay. | ||
| Loss of Travel Document | US$ 300 | US$30 |
| Provides cover if your passport or visas are lost, stolen or destroyed on your journey. | ||